Fee Schedule Effective March 1, 2013

Account History Printout $1.00/ per printout or fiche
Account Statement Printout $2.00 /  per statement cycle
ACH Return Item $30.00 / Item
Busch Gardens Market Rate
CarFAX $15.00
Check Cashing $5.00 each (see ways to avoid fee)
Check Copy $2.50 / per check
Check Printing Order Prices may vary depending upon style of check
Christmas Club Early withdrawal fee $10.00
Close / Re-open Account $30.00
Courtesy Pay $30.00 / item
Deposited item Return $30.00 / item
Excessive share withdrawal fee $5.00 (3 free)
Fax Copies For Members $1.00 per page/Max $5.00
Inactive Account $5.00/month if no activity for 12 months
IRA early withdrawal fee $100.00
Kings Dominion Market Rate
Make Copies for Members $1.00 per page/Max $5.00
Movie Tickets – Regal Market Rate
Non-member Check Cashing $5.00 per check
Non-proprietary ATM Withdrawal $1.00  / per transaction
Pay Off Fax Fee $10.00
Payday Loan $25.00 per request
PIN Replacement $5.00
Postage Stamps Priced at current rate
Reconcile Checkbook / Accounts $10.00 / per monthly statement reconciled
Replacement of Debit or Credit Cards or ATM $10.00 / per card
Returned Check $30.00 / item
Safety Deposit Change Lock on Box Reimbursement of actual cost
Safety Deposit Drill Box Reimbursement of actual cost
Safety Deposit Rental 3” x 10” Box $40.00
Safety Deposit Rental 3” x 5” Box  $30.00
Safety Deposit Rental 5” x 10” Box $45.00
Safety Deposit Rental 5” x 5” Box $35.00
Safety DepositRental 10” x 10” Box $50.00
Skip Payment on Non-Mortgage Loans $25.00 / per loan
Stop Payment (Series, Lost or Stolen) $5.00 first item, plus $5.00 per group (in sequence) of 5 checks or less
Stop Payment (single) $30.00 / item
Subordination Agreement Processing $75.00 / per Agreement
Travelers Cheques $1.00/$100 or portions thereof
Travelers Cheques for two $1.50/$100 or portions thereof
Visa Gift Card $3.00 / Card
Water Country Market Rate
Wire Transfer (outgoing) $15.00 / per transfer
Teller Checks (limit 1 per month free) $5.00 per check