Savings Rate Table

Savings Rate APY* Term
Share Savings .15 .15 n/a
Traditional IRA's .15 .15 n/a
Christmas Club .10 .10 n/a
Kids/Teens Club .15 .15 n/a
Trust/Custodian .15 .15 n/a

Rate=Dividend Rate
*APY=Annual Percentage Yield.
For Share Savings Accounts, Club Accounts, and Share IRA, the dividend rates and the annual percentage yields may change at any time as determined by the credit union's Board of Directors. The minimum deposit to earn the stated APY for Share Christmas Club, Share IRA, and Organization accounts is $100. The minimum balance to earn the stated APY for Kids/Teens Club, Trust, and Custodian accounts is $5. The minimum opening deposit for Share, Trust, Custodian, and Organization accounts is $5.00. No minimum opening deposit is required for the Club accounts or the Share IRA.

Certificates Rate APY* Term
Share Certificate and IRA Certificate 0.30 0.30 6
Share Certificate and IRA Certificate 0.50 0.50 12
Share Certificate and IRA Certificate 0.60 0.60 24
Share Certificate and IRA Certificate 0.90 0.90 36
Share Certificate and IRA Certificate 1.00 1.00 48
Share Certificate and IRA Certificate 1.30 1.31 60
Jumbo / Jumbo IRA Certificate 0.60 0.60 12
Century 0.75 0.75 12

Share Certificates

Rates Effective August 2014
A minimum deposit of $50,000 is required and must be maintained throughout the term of the certificate for the 12 month Jumbo Share and Jumbo IRA Certificate. A minimum deposit of $100,000 is required and must be maintained throughout the term of the certificate for the 12 month Century Share Certificate. (The Century Share Certificate is not offered as an IRA Certificate). For all other Share and IRA Certificates, a $500 minimum deposit is required and must be maintained throughout the term of the certificate. The term selected will determine the applicable dividend rate and APY. A penalty may be imposed for early withdrawal.The dividend rate and annual percentage yield may change at any time as determined by the credit union's board of directors. For Share Certificates and IRA Share Certificates, the dividend rate and the APY at the time of the purchase will remain the same until the maturity date of the Share or IRA Certificate. APY=Annual Percentage Yield.